About Us
Loans America specializes in a variety of lending options, allowing them to fulfill all of your mortgage-related needs. Our innovative and competitive programs eliminate the need to weigh options with several different mortgage companies, by providing you with the best possible home loan. At Loans America, we strive to share our extensive mortgage banking and real estate knowledge with you, in order to ensure that you make educated decisions when choosing the right home loan for your situation.
Loans America is both a Nationwide lender and a Direct lender. Being a direct lender means that Loans America will work directly with you to get you what you need, without involving middlemen or mortgage brokers. As a Nationwide lender, Loans America will work with you even when your property is outside of our jurisdiction, as long as the property is within the United States or a United States territory. Loans America has relationships with over two-hundred banks and lenders in the Nation, which ensures that we will be able to find the perfect answer for your individual situation. Loans America offers nothing but first class products and the most professional service available.
Loans America focuses on special situation loans, and can offer custom tailored products to suit the needs of any client. The quickest way to find out what Loans America can do for you, is to complete a request for a quick quote in order to receive more information about our services.
We at Loans America strive to provide each of our clients access to the information and tools necessarily to make informed decisions regarding refinancing and mortgages. Our top priority is to ensure that your experience is as pleasant and professional as possible.
Loan and Mortgage options provided by Loans America include first and refinancing mortgages, refinance loan lines of credit, cash-out loans, 125-percent loans, general refinancing and non-FICO based loans.
- Refinanced Mortgage: Using this type of mortgage, a borrower pays the remainder of their old loan off with a new loan, in an attempt to lower their interest rate, lower their monthly payments, or to pull money out of the equity in their home.
- Cash-Out Loan: A Cash-Out Loan allows a borrower to refinance to a Mortgage with a higher principal in order to convert some of the equity in their home into cash. This type of Mortgage is especially helpful for people who have an emergency and need to generate cash as quickly as possible.
- Refinance Loan Lines of Credit: A Line of Credit is different from a typical cash-out Mortgage loan in that it allows the borrower to take out only as much money as they need, and to use it at their own pace.
- 125% Loans: These loans are perfect who borrowers who have good credit, but have a small amount of debt that they would like to pay off. The terms of the mortgage essentially allow a borrower to refinance for 125-percent of the worth of their home.
- Non-FICO Loans: These loans are especially useful for borrowers who have poor credit, as they do not require a credit score check.
To find out which of our Mortgage products will suit your needs the best, and to receive a quote for the terms of a Mortgage, fill out our quick five-minute form. One of our experienced loan officers will be in contact with you within twenty-four hours.
Thank you for allowing us to share a bit about ourselves! Have a beautiful day!
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